Retirement
Your Travis Credit Union Retirement Plan can help you get ready to have the retirement you want. Get started today by using plan's tools to help you set aside the retirement income you may need.
Eligibility
There is no waiting period. You are eligible to immediately make deferral contributions each pay period on a post-tax and/or pretax basis to your 401(k) retirement plan. TCU matches 100% of your deferrals up to 5% and you are 100% vested the first day of participation.
Enrollment
Starting early can make a big difference at retirement! You will be auto enrolled initially as a new hire in the plan unless you choose to opt out. Notification from Vanguard will be sent to your address and email on file.
You can enroll or cancel your election anytime you want.
FAQs
How Can I Access My Account?
Check your account via the participant website by registering for your online account, then log in anytime to manage your money.
- Go to Vanguard to sign up for online account access.
- Register for your account by clicking on "Lets Get Started"
- Follow the prompts
- Input plan number 094590 to continue
- Create Username and Password
- Complete Setup Security Features to complete registration
How Can I Rollover My Funds from Another Account?
If you have outside retirement accounts from a previous employer, you can rollover those funds to your TCU 401(k) retirement account.
Once you are done registering your account with Vanguard you can roll your funds over by choosing "Manage my money', then "Transfer money in".
For more information about initiating a rollover, please contact Vanguard at 800-523-1188.
When Should I Elect a Beneficiary?
One of the first things you should do when electing to participate in the 401(k) plan is to designate a beneficiary online via your personal retirement account. Maintaining this important information online is easy and reliable. If you experience a life event (e.g. change in marital status or birth), you may need to update the beneficiary designation. It's recommended that you review your designations at least once a year.
