Voluntary Life and AD&D

Life and AD&D

You may purchase additional Voluntary Life and AD&D insurance for you up to $200,000 without Evidence of Insurability (EOI) during your new hire enrollment.  Otherwise, you will need to provide EOI if you enroll at a later time before it becomes effective.

Spousal Life

You may purchase additional Spousal Life and AD&D insurance up to $30,000 for your spouse or registered domestic partner without Evidence of Insurability (EOI) during your initial eligibility enrollment.  If you enroll outside your initial eligibility, your spouse will need to provide EOI before it becomes effective.

You must elect for the Voluntary Employee Life and AD&D to be eligible for Spousal Life coverage.

Child(ren) Life

You may purchase additional Child Life and AD&D insurance up to $10,000 for your child(ren) without Evidence of Insurability (EOI) during your initial eligibility enrollment.  If you enroll outside your initial eligibility, you will need to provide EOI for your child(ren) before it becomes effective.

You must elect for the Voluntary Employee Life and AD&D to be eligible for Child(ren) Life coverage.